Needham Bank

Today's Rates



The interest rate scenarios below assume the following criteria: purchase of a single family home, 740 credit score, and a 25% down payment. Rates for other scenarios are available upon request. Rates are subject to change without notice. Minimum loan amount for on-line application is $100,000.

Conforming Fixed Rate Loans
30 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.773%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.040%  0.000%
High Balance Fixed Rate Loans
30 Year Fixed High Balance
 Rate  APR  Points
 4.250%  4.271%  0.000%
15 Year Fixed High Balance
 Rate  APR  Points
 3.500%  3.537%  0.000%
Jumbo & Portfolio Loans
30 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.880%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.135%  0.000%
10 Year Fixed
 Rate  APR  Points
 2.875%  2.889%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 2.875%  2.880%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 2.625%  2.795%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 2.375%  2.773%  0.000%

Personalized Quote

Buying a home is exciting. Whether it’s your first house, your dream house, a summer or winter house. Needham Bank has the perfect mortgage to get you in the door.

Need a free pre-qualification so you can jump on your dream home as soon as you find it? No problem. Want help crunching the numbers to see how much you can afford? You got it. Have questions about a particular community or town? Just ask.

We promise straightforward answers, fast approvals and a simple, worry-free process. So, whether you’re looking to buy, build or refinance, turn to Needham Bank-your home away from home.

Still want to have personal assistance? You can call or e-mail one of our loan specialists. They’ll walk you through your options, explain why one mortgage may suit your needs better than another, and help you with the paperwork.

Frank Driscoll (NMLS ID: 779398) at fdriscoll@needhambank.com 781-474-5458 or Robert Madden (NMLS ID: 686875) at rmadden@needhambank.com 781-474-5946 or Timothy Day (NMLS ID: 779397) at tday@needhambank.com 781-474-5850

Apply Now

Contact Info | Terms of Use | What to Expect