The interest rate scenarios below assume the following criteria: purchase of a single family home, 740 credit score, and a 25% down payment. Rates for other scenarios are available upon request. Rates are subject to change without notice. Minimum loan amount for on-line application is $100,000.
| Conforming Fixed Rate Loans | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.750% | 3.773% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.000% | 3.040% | 0.000% |
| High Balance Fixed Rate Loans | ||
| 30 Year Fixed High Balance | ||
| Rate | APR | Points |
| 4.250% | 4.271% | 0.000% |
| 15 Year Fixed High Balance | ||
| Rate | APR | Points |
| 3.500% | 3.537% | 0.000% |
| Jumbo & Portfolio Loans | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.875% | 3.880% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.125% | 3.135% | 0.000% |
| 10 Year Fixed | ||
| Rate | APR | Points |
| 2.875% | 2.889% | 0.000% |
| 7 Year Adjustable Rate | ||
| Rate | APR | Points |
| 2.875% | 2.880% | 0.000% |
| 5 Year Adjustable Rate | ||
| Rate | APR | Points |
| 2.625% | 2.795% | 0.000% |
| 3 Year Adjustable Rate | ||
| Rate | APR | Points |
| 2.375% | 2.773% | 0.000% |
Buying a home is exciting. Whether it’s your first house, your dream house, a summer or winter house. Needham Bank has the perfect mortgage to get you in the door.
Need a free pre-qualification so you can jump on your dream home as soon as you find it? No problem. Want help crunching the numbers to see how much you can afford? You got it. Have questions about a particular community or town? Just ask.
We promise straightforward answers, fast approvals and a simple, worry-free process. So, whether you’re looking to buy, build or refinance, turn to Needham Bank-your home away from home.
Still want to have personal assistance? You can call or e-mail one of our loan specialists. They’ll walk you through your options, explain why one mortgage may suit your needs better than another, and help you with the paperwork.
Frank Driscoll (NMLS ID: 779398) at fdriscoll@needhambank.com 781-474-5458 or Robert Madden (NMLS ID: 686875) at rmadden@needhambank.com 781-474-5946 or Timothy Day (NMLS ID: 779397) at tday@needhambank.com 781-474-5850
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